Insurance

Old Mutual Car & Home Insurance Review 2023

Published by
WIlliam Dube

It is essential to have vehicle and home insurance to protect your valued belongings from unanticipated events. With Old Mutual’s Allsure coverage, you can cover your house, car, personal liability, and all other risks. In this review, we’ll look at Old Mutual Car & Home Insurance and see what it has to offer.

What exactly is allsure for home and car insurance?

Allsure is comprehensive insurance coverage that protects your home, car, personal liability, and all hazards. The coverage covers both the structure of your home and its contents, such as electronics, appliances, and furniture. It also covers assets such as motorcycles, caravans, trailers, and boats.

What is the benefit to you?

You just pay for what you need with allsure, and you may pick between two protection choices to keep your home safe. The policy also provides swiftcare emergency roadside, home, and medical help, which is available 24 hours a day, seven days a week throughout South Africa. The insurer covers damage from natural disasters such as lightning, hailstorms, and earthquakes, as well as car impact, falling trees or parts of trees, animals, airplanes, or goods dropped from above.

Insurance depending on usage (UBI)

Allsure offers Usage-based Insurance (UBI) for people who drive less frequently, which can save you up to 30% on your auto insurance prices.

Old Mutual Car and Home Insurance Benefits

Comprehensive coverage: Old Mutual’s allsure policy covers your car, house, personal liability, and all hazards insurance needs. The coverage covers both the structure of your home and its contents, such as electronics, appliances, and furniture. Other items covered include motorcycles, RVs, trailers, and boats.

Usage-based Insurance (UBI): For individuals who drive less frequently, allsure provides Usage-based Insurance (UBI), which can save you up to 30% on your vehicle insurance costs.

Emergency assistance: The coverage provides swiftcare emergency roadside, home, and medical assistance, which is available 24 hours a day, seven days a week throughout South Africa. This gives you peace of mind in case of an emergency.

Affordability: The Old Mutual allsure policy has low rates, and you just pay for what you need.

Old Mutual Car and Home Insurance Disadvantages

Exclusions and limits: Like all insurance plans, Old Mutual’s allsure coverage has exclusions and limitations. It is critical to thoroughly study the policy terms and conditions to understand what is covered and what is not.

Limited options: While allsure provides comprehensive vehicle and home insurance, it may not give the degree of customization that some customers demand. This may limit your ability to fully customize your coverage to meet your individual requirements.

Conclusion

Old Mutual Car & Home Insurance is comprehensive coverage that covers your insurance needs for your car, home, personal liability, and all other risks. The insurance offers swiftcare emergency help as well as coverage for numerous natural disasters, and you can pick between two cover options to keep your home safe. Therefore, it is critical to carefully study the policy terms and conditions and properly understand the exclusions to ensure that you have comprehensive coverage. Overall, Old Mutual Car & Home Insurance is a reliable and trustworthy option for protecting your valuable assets.

WIlliam Dube

William Dube is a finance and economic news expert with over 10 years of experience in economic anaylsis, financial product assessment and market analysis. With a numerous certificates from prestigious universities including but not limited to Yale University and the University of Pennyslivenia. William specializes in providing insightful news developments in South Africa and commentary on investment strategies, risk management, and global economic trends. You can contact him on william@rateweb.co.za

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Published by
WIlliam Dube

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